I've always been a frugal person as far as I can remember way back when I was a kid. I was not born with a silver spoon the reason why I learned about the value of money early on.
Since my elementary grades until my college life, I've learned to live with the meager allowance provided to us and never complained. Even if I already had a job then, I would still think twice before buying any personal item. Now that I'm a mother, I'm a wise-spender who would always stop and think before making a buying decision particularly when it concerns personal items or household stuff.
Thankfully despite the rising prices of commodities these days, consumers can still enjoy discounts every now and then. Malls and specialty shops offer huge discounts on certain occasions and I'm one person who often buys during these bargain times when prices are reduced to a much lower level from 20 percent to sometimes as much as 70 percent.
