One of the ways to reach your dreams (assuming that you have a job) is to save money. It's the first step you need to take and it doesn't matter how small you are saving as long as you are consistent. Discipline is key here. And savings should be a priority before your expenses. This way, you are sure to be setting aside money each month rather than saving only what's left of your expenses.
A 2017 study conducted by Nielsen on the consumer habits of Filipinos found that 58 percent save money only after paying for their essentials. The research also noted that 29 percent of Filipinos said they would invest in stocks while 27 percent would spend on home improvements.
Sun Life Regional Sales Manager (Mindanao Cluster) Eunice Aton |